919 S. 25th East, Suite 130, Ammon, Idaho 83406
Monday - Friday: 8AM –5PM
An independent agency providing personalized health, life, Medicare, and business insurance solutions, helping individuals and businesses find the right coverage for long-term protection and peace of mind.






SUGAR CITY · MADISON COUNTY
Sugar City is a close-knit town with deep roots and steady growth on Rexburg’s doorstep. From our nearby Idaho Falls-area office in Ammon, our licensed agents help Sugar City families, individuals, and business owners weigh their health, life, and coverage options with plainspoken, local guidance you can actually sit down and talk through.
✓ Licensed local advisors✓ No call centers✓ Free, no-pressure guidance
100+ families helped annually
WHAT WE COVER
We help neighbors across Sugar City and Madison County look at health, life, Medicare, disability, and business coverage and understand how each option may fit their situation — no confusion, no pressure, just clear answers from people who know the area.
Find the right health plan for your needs and budget — whether you're an individual, family, or self-employed.
Protect your family's financial future with term or permanent life insurance designed around your goals.
Protect your income if illness or injury prevents you from working, so your household keeps moving forward.
Customized solutions for business owners, including group benefits and key person coverage.
Understand Medicare Advantage, Medicare Supplement Insurance, and Part D coverage with help from a licensed agent.
Talk with a licensed local advisor who will walk you through your options — free, with no pressure.
FOR EMPLOYERS
Sugar City runs on small operations — from farm-country trades and home-based businesses to the shops and services growing alongside Rexburg. Eagle Cap helps local owners look at coverage built around their industry, their crew, and how they actually work, so the business they’ve built has protection that fits.
Covers bodily injury, property damage, and legal costs for contractors, trades, and service businesses.
ACA-compliant group plans that help local businesses attract and retain talent.
Key person coverage, buy-sell agreements, and executive bonus plans that protect your revenue and people.
Keep income flowing if injury or illness keeps you from running the business.
HOW IT WORKS
We make getting the right coverage straightforward — clear options, no pressure.
We learn about your situation, goals, and concerns.
We evaluate your current policies (if any) and identify gaps.
You get clear, personalized options — no fluff, no pressure.
We help you choose the best fit based on coverage and cost.
We handle the paperwork and implementation for you.
We stay with you long-term as your needs change.
FREE & NO OBLIGATION
Fill out the form and a licensed advisor will reach out to discuss your options. No call center, no pressure — just clear local guidance.
Prefer to talk now? (208) 529-1522
Calling the number above will direct you to a Licensed Insurance Agent.
LOCAL & IN PERSON
Eagle Cap Insurance – Idaho Falls
919 S. 25th East, Suite 130, Ammon, ID 83406
Phone / Text: (208) 529-1522
Hours: Mon–Fri 8:00 AM – 5:00 PM · Sat–Sun Closed
Calling the number above will direct you to a Licensed Insurance Agent.
Our office is in Ammon, a short drive down US-20, and we work with clients throughout Sugar City, Rexburg, and the rest of eastern Idaho.
Don’t see your area? We work with clients across eastern Idaho.
We don’t push one-size-fits-all plans — we help you make the right decision for your situation.
Families helped annually
Local advisors
Carrier options
Coverage strategies
FAQ
Our office is at 919 S. 25th East, Suite 130 in Ammon — a short drive south of Sugar City. We serve Sugar City and the wider Madison County area from there, by phone, or wherever it’s easiest for you to talk things through.
Many people in the area work for themselves — on the farm, in a trade, or from home. A licensed agent can walk you through individual health, life, and disability options and explain how each may work for a self-employed household, depending on your circumstances.
Yes. If you employ a small crew, we can help you review group and employee benefit options and explain how different plans may fit your team and budget. We’ll lay out the choices so you can decide what makes sense.
Many local trades and small operations carry general liability to help cover certain third-party claims, and some contracts or landlords may require it. We can review what your business does and talk through the coverage types that may apply.
Our licensed agents work with health, life, Medicare, disability, and business insurance. We’ll help you understand your options across these lines and how they may fit your needs — there’s no obligation to enroll.
You can sit down with a licensed agent to review your options at no separate charge for the consultation. Any premiums depend on the coverage and plan you choose, and we’ll go over those details clearly before you decide anything.
Get expert guidance and a customized insurance plan built around your life.